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Personal Banking
| Account Type | Smart Checking Get Started Learn More | Smart Checking with Smart Savings Get Started Learn More | Start Right Account Get Started Learn More | First Choice Checking Get Started Learn More |
|---|---|---|---|---|
Account Type Best If You Want | Smart An account that actually pays you | Smart Checking with Smart Savings Allows you to save additional interest | Start Right Starter account with ATM reimbursements | First Choice Simple, straightforward checking solution |
Account Type Account Earns Interest | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type Visa® Debit Card | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type Digital Banking (personal online banking) | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type Bill Pay (available through personal online banking) | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type Mobile Banking and Alerts | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type Telephone Banking | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type eStatements | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type Direct Deposits | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type Overdraft Protection | Smart
| Smart Checking with Smart Savings
| Start Right
| First Choice
|
Account Type Minimum Opening Deposit | Smart $100 | Smart Checking with Smart Savings $100 | Start Right $100 | First Choice $100 |
Account Type Monthly Service Charge | Smart $12.501 | Smart Checking with Smart Savings $12.501 | Start Right $02 | First Choice $12.503 |
Account Type Additional Information | Smart 20 debit card purchases, 1 automatic payment, bill pay or direct deposit, and access Online Banking each monthly statement cycle; e-statements are required | Smart Checking with Smart Savings A Smart Savings account is required. 20 debit card purchases, 1 automatic payment, bill pay or direct deposit, and access Online Banking each monthly statement cycle; e-statements are required | Start Right ATM fee reimbursements of up to $25 per month. | First Choice 3 check copies per monthly statement cycle at no charge |
1Avoid the service charge by having at least 20 debit card purchases post and clear each monthly statement cycle, have at least 1 automatic payment, bill pay or direct deposit post and clear each monthly statement cycle, access online banking or mobile banking once each monthly statement cycle, and receive e-statements
2The account will be converted to the First Choice Checking account upon account holder reaching their 26th birthday.
3Avoid the $12.50 monthly statement cycle charge if any owner of the account is 62 years of age or older or by maintaining a $500 average daily balance or by signing up for e-statements
Account openings and credit are subject to Bank approval. Data rates apply. Nonsufficient fund fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account. We may change the interest rate on your account at any time and without prior notice after the account is opened. If you close your account before interest is credited, you will not receive the accrued interest. If the account is closed within the first six months an early close fee will be assessed.
Routing Number
Financial Calculators
Reorder Checks
Refer a Friend
Lost/Stolen