Account openings are subject to Bank approval.  Nonsufficient fund fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.  We may change the interest rate on your account at any time and without prior notice after the account is opened.  If you close your account before interest is credited, you will not receive the accrued interest.  If the account is closed within the first six months an early close fee will be assessed.  A service fee of $10 will be charged for each withdrawal in excess of six (6) during a monthly statement cycle.

Account openings are subject to Bank approval.  Nonsufficient fund fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account.  We may change the interest rate on your account at any time and without prior notice after the account is opened.  If you close your account before interest is credited, you will not receive the accrued interest.  If the account is closed within the first six months an early close fee will be assessed.  A service fee of $10 will be charged for each withdrawal in excess of six (6) during a monthly statement cycle.