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Business Banking
| Account Type | First Choice Business Checking Get Started Learn More | First Value Business Checking Get Started Learn More | Community First Checking Get Started Learn More | Commercial Analysis Checking Get Started Learn More | IOLTA Checking Get Started Learn More |
|---|---|---|---|---|---|
Account Type Best If You Want | First Choice A cost-efficient account suited for small businesses | First Value An account suited for moderate sized businesses | Community A simple cost efficient account designed for small non-profit organizations | Commercial An account that offers earnings credit that may offset fees | IOLTA An account for attorneys who maintain legal trust accounts |
Account Type Visa Debit Card | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type Digital Banking (business online banking) | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type Bill Pay | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type Telephone Banking | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type eStatements | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type Card Management | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type Direct Deposits | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type Quickbooks® Exports | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type Account Earns Interest | First Choice
| First Value
| Community
| Commercial
| IOLTA
|
Account Type Minimum Opening Deposit | First Choice $100 | First Value $100 | Community $100 | Commercial $100 | IOLTA $100 |
Account Type Monthly Service Charge | First Choice $121 | First Value $152 | Community $03 | Commercial $25 plus analysis charges for activity. | IOLTA $0 |
Account Type Additional Information | First Choice
| First Value
| Community
| Commercial Unlimited transactions at low per-item fees. Earnings credit issued based on balance and used to offset any monthly fee incurred. | IOLTA Interest earned is compounded daily, credited monthly, and paid to the North Carolina State Bar. No per check charges. |
1Avoid the service charge by maintaining a $500 average daily balance. Up to 150 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 150.
2Avoid the service charge by maintaining a $2,000 average daily balance. Up to 275 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 275.
3Up to 150 combined debits, credits or deposited items per monthly statement cycle; $0.40 for each item over 150.
Account openings and credit are subject to Bank approval. Data rates apply. Nonsufficient fund fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account. We may change the interest rate on your account at any time and without prior notice after the account is opened. If you close your account before interest is credited, you will not receive the accrued interest. If the account is closed within the first six months an early close fee will be assessed.
Routing Number
Financial Calculators
Reorder Checks
Refer a Friend
Lost/Stolen