jar of coins with plant growing from it
Personal Banking
Account Type | Regular Savings Get Started Learn More | Youth Savings Get Started Learn More | Christmas Club Get Started Learn More | Regular Money Market Get Started Learn More | Prestige Money Market Get Started Learn More | Certificates of Deposits Get Started Learn More | Individual Retirement Accounts (IRAs) Get Started Learn More |
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Account Type Best If You Want | Regular Savings A simplified saving solution | Youth A way for clients under age 18 to save | Christmas Club An easy way to save for Christmas expenses | Regular Money Market A way to make the most of your balance with the tiered-rate system | Prestige Money Market To earn more based on the relationship you've established with us. | Certificates of Deposits A fixed rate and term | Individual Retirement Accounts (IRAs) A way to plan for your retirement years |
Account Type Account Earns Interest | Regular Savings | Youth | Christmas Club | Regular Money Market | Prestige Money Market | Certificates of Deposits | Individual Retirement Accounts (IRAs) |
Account Type Digital Banking (personal online banking) | Regular Savings | Youth | Christmas Club | Regular Money Market | Prestige Money Market | Certificates of Deposits
| Individual Retirement Accounts (IRAs) |
Account Type Mobile Banking and Alerts | Regular Savings | Youth | Christmas Club | Regular Money Market | Prestige Money Market | Certificates of Deposits
| Individual Retirement Accounts (IRAs)
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Account Type Telephone Banking | Regular Savings | Youth | Christmas Club | Regular Money Market | Prestige Money Market | Certificates of Deposits | Individual Retirement Accounts (IRAs) |
Account Type eStatements | Regular Savings | Youth | Christmas Club | Regular Money Market | Prestige Money Market | Certificates of Deposits
| Individual Retirement Accounts (IRAs)
|
Account Type Direct Deposits | Regular Savings | Youth | Christmas Club | Regular Money Market | Prestige Money Market | Certificates of Deposits
| Individual Retirement Accounts (IRAs)
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Account Type Minimum Opening Deposit | Regular Savings $100 | Youth $10 | Christmas Club $5 | Regular Money Market $1,000 | Prestige Money Market $1,000 | Certificates of Deposits $500 | Individual Retirement Accounts (IRAs) $500 |
Account Type Monthly Service Charge | Regular Savings $51 | Youth $52 | Christmas Club $0 | Regular Money Market $153 | Prestige Money Market $153 | Certificates of Deposits $0 | Individual Retirement Accounts (IRAs) $0 |
Account Type Additional Information | Regular Savings 2 free debits per month; $4 per debit thereafter | Youth 2 free debits per month; $4 per debit thereafter | Christmas Club A check will be issued at the close of the club year or you may request that funds be directly deposited to another FFB account. If any withdrawal is made from the account before maturity the account may be closed. | Regular Money Market A service fee of $10 will be charged for each withdrawal in excess of six during a monthly statement cycle. | Prestige Money Market A service fee of $10 will be charged for each withdrawal in excess of six during a monthly statement cycle. | Certificates of Deposits Interest compounded daily and credited quarterly. Option to have interest credited or receive monthly or quarterly check. Early withdrawal subject to penalty. | Individual Retirement Accounts (IRAs) Traditional and Roth IRA options. No monthly or annual maintenance fees. Long and short term options. |
1Avoid the service charge by maintaining a $200 minimum daily balance
2Avoid the service charge by maintaining a $10 minimum daily balance
3Avoid the service charge by maintaining a $1,000 minimum daily balance
Account openings and credit are subject to Bank approval. Data rates apply. Nonsufficient fund fees of $37.00 per debit item may apply if you withdraw more funds than are available in your account. We may change the interest rate on your account at any time and without prior notice after the account is opened. If you close your account before interest is credited, you will not receive the accrued interest. If the account is closed within the first six months an early close fee will be assessed.